Metro by T-Mobile Mobile Phones with SmartPay®

Learn how Metro offers SmartPay as a lease-to-own payment option.

Find a Metro by T-Mobile Location With SmartPay

When you need a new phone and accessories, it’s hard to know where to go to get the best deal for your money. But when you visit a Metro by T-Mobile store, you’ll not only be able to choose from today’s top-rated phones and accessories but you’ll also receive access to T-Mobile’s 5G network. And if you decide to lease-to-own your phone and accessories with SmartPay you can get it all at a price that fits your budget.

The Benefits

  • Shop top-rated phones, tablets & more.
  • Premium accessories
  • Unlocked devices
  • Approvals up to $1,500
  • No hidden fees
  • No credit required
  • Affordable lease-to-own payments
  • Simple application process

Trending Phones

Samsung Galaxy A53 5G

Lease as low as: $38.18/month

Retail: $239.99

iPhone 12

Lease as low as: $84.32/month

Retail: $529.99

iPhone 13

Lease as low as: $100.23/month

Retail: $629.99

**The advertised transaction is not a credit transaction. The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). You will not own the merchandise until all payments are made or you exercise your early purchase option (“EPO”). Purchase option not available in MN, NJ, WI, WY. Not all customers will qualify. No security deposit required.

Find a Metro by T-Mobile Location With SmartPay

Find a Metro by T-Mobile Location

Find a Metro by T-Mobile store near you that offers SmartPay. Apply and get the phone you want today with SmartPay.


When you have picked out your phone and accessories, you’re ready to complete your transaction and make the first payment on your SmartPay lease-to-own agreement for your new Metro by T-Mobile phone.

All future lease-to-own payments will occur on the payment date you choose during the application process. 

Remember, there is no long-term commitment! You can buyout of your SmartPay lease-to-own agreement at anytime!



Once all of your SmartPay lease-to-own payments are made, you will own your phone(s) and accessories.

If, however, you want to upgrade your phone before the end of your lease-to-own agreement, you will need to:

SmartPay Merchant

Lease to Own With SmartPay