Metro by T-Mobile Mobile Phones with SmartPay®
Learn how Metro offers SmartPay as a lease-to-own payment option.
- No long-term commitments
- Make payments over time
- Approval amounts up to $1,500
Find a Metro by T-Mobile Location With SmartPay

When you need a new phone and accessories, it’s hard to know where to go to get the best deal for your money. But when you visit a Metro by T-Mobile store, you’ll not only be able to choose from today’s top-rated phones and accessories but you’ll also receive access to T-Mobile’s 5G network. And if you decide to lease-to-own your phone and accessories with SmartPay you can get it all at a price that fits your budget.
Metro by T-Mobile is a wireless carrier that works with SmartPay to help you afford the phones and accessories you want today by offering lease-to-own payment plans. A lease-to-own plan means you don’t have to settle and can get the phone and accessories you want with monthly payments that fit almost anyone’s budget — even if you have poor credit.
The Benefits
- Shop top-rated phones, tablets & more.
- Premium accessories
- Unlocked devices
- Approvals up to $1,500
- No hidden fees
- No credit required
- Affordable lease-to-own payments
- Simple application process
Trending Phones

**The advertised transaction is not a credit transaction. The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). You will not own the merchandise until all payments are made or you exercise your early purchase option (“EPO”). Purchase option not available in MN, NJ, WI, WY. Not all customers will qualify. No security deposit required.
Find a Metro by T-Mobile Location With SmartPay
Find a Metro by T-Mobile Location
Find a Metro by T-Mobile store near you that offers SmartPay. Apply and get the phone you want today with SmartPay.
Lease-to-Own
When you have picked out your phone and accessories, you’re ready to complete your transaction and make the first payment on your SmartPay lease-to-own agreement for your new Metro by T-Mobile phone.
All future lease-to-own payments will occur on the payment date you choose during the application process.
Remember, there is no long-term commitment! You can buyout of your SmartPay lease-to-own agreement at anytime!
Own
Once all of your SmartPay lease-to-own payments are made, you will own your phone(s) and accessories.
If, however, you want to upgrade your phone before the end of your lease-to-own agreement, you will need to:
- Contact SmartPay to buyout your current agreement
- Apply for a new SmartPay plan
- Upgrade to the new device that you want.