Straight Talk Phones with SmartPay®
Learn how Straight Talk offers SmartPay as a lease-to-own payment option.
- No long-term commitments
- Make payments over time
- Approval amounts up to $1,500
Find a Straight Talk Location With SmartPay
Shopping for a new phone or device can be difficult, especially if you have poor credit. The good news is, you can lease-to-own a variety of Straight Talk phones with SmartPay. Get you the phones and devices you want, at a price you can afford.
When you shop online at Straight Talk wireless or in a Walmart location that offers SmartPay Straight Talk services, you’ll not only be able to choose from among the most popular phones available today, but you’ll also be able to get one that fits your budget. That’s because SmartPay offers a lease-to-own option for Straight Talk phones and accessories.
SmartPay takes the high retail price of today’s most sought after phones and breaks the cost into manageable lease-to-own payment plans. These payment plans make it easier for you to get the phone you want today, and pay for it over time with affordable monthly payments. These monthly payments can fit all kinds of budgets — and there’s no long term commitment.
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**The advertised transaction is not a credit transaction. The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). You will not own the merchandise until all payments are made or you exercise your early purchase option (“EPO”). Purchase option not available in MN, NJ, WI, WY. Not all customers will qualify. No security deposit required.
Find a Straight Talk Location With SmartPay
Find a Straight Talk Location
Find a Straight Talk store near you that offers SmartPay. Apply and get the phone you want today with SmartPay.
Lease-to-Own
When you have picked out your phone and accessories, you’re ready to complete your transaction and make the first payment on your SmartPay lease-to-own agreement for your new Straight Talk phone.
All future lease-to-own payments will occur on the payment date you choose during the application process.
Remember, there is no long-term commitment! You can buyout of your SmartPay lease-to-own agreement at anytime!
Own
Once all of your SmartPay lease-to-own payments are made, you will own your phone(s) and accessories.
If, however, you want to upgrade your phone before the end of your lease-to-own agreement, you will need to:
- Contact SmartPay to buyout your current agreement
- Apply for a new SmartPay plan
- Upgrade to the new device that you want.