Boost Resource Center

Your Training Starts Here

Review each training section below by clicking READ MORE.
Then take our quiz to see how well you know the SmartPay Program.

Application & Qualifications

With a simple application and approvals up to $1,500, SmartPay can be the lease-to-own option that’s just right for your customer. Have them apply today! Qualifications for a SmartPay Lease-to-Own transaction:

  • Customer must be present at the store
  • 18 years of age or older
  • Valid ID
  • SSN or ITIN
  • Bank account with a debit card or credit card

Application Approval

If approved, your customers can shop for the device and accessories they want with confidence. The SmartPay lease-to-own program helps take away some of that “sticker shock” and will allow your customer to pay for their devices and accessories over time with monthly lease-to-own payments.

Review & Sign

Help your customer complete their lease-to-own transaction... 
Customers will review & sign their lease-to-own terms & conditions, and make their first lease payment while they are in the store. Future lease payments will reoccur on the payment date that they choose during the application process.


Be sure to inform your customer that once they have completed all of their scheduled lease-to-own payments, THEY OWN THEIR ITEMS*! If they want to upgrade their phone before the end of their lease, have them simply contact SmartPay to buy out of their current lease, open a new one, and upgrade to the device they want.

*Early purchase and buyout not available in MN, NJ, WI and WY.

SmartPay Training Video

Test Your SmartPay Knowledge.

If you need help, refer back to the training documents above.

Join the Webinars

Stay engaged with SmartPay by joining the weekly webinars held every Tuesday and Thursday.

Additional Training Materials

How to Process and Application

What Can A Customer Get With SmartPay

SmartPay Basics

SmartPay Returns

ePay Cash Payments

Associate Benefits

Boost + SmartPay Training Deck

Enroll with SmartPay

Interested in offering SmartPay at your store? Here’s how to enroll:



Complete the SmartPay application and provide the following:

  • Business Information
  • Business License(s)
  • Bank Account or Voided Check
  • Photo ID

Email the required documents to



Log into your SmartPay Dashboard


Select “Add Location”


Complete the SmartPay application for the new location and provide the following:

  • Business Information
  • Business License(s)
  • Bank Account or Voided Check
  • Photo ID

SmartPay Merchant

Lease to Own With SmartPay