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Simple. Easy. SmartPay.

By offering every customer SmartPay, your customers can shop with no credit required and lease the phone and accessories that they really want with payments that they can afford.

Help your customers determine their estimated monthly lease payments.

How SmartPay Works

Apply Now

SmartPay Leasing - How Leasing Works - Apply
With a simple application and approvals up to $1,500, introduce the SmartPay option to every customer and have them apply today! Qualifications for a SmartPay Lease:
  • Be at least 18+ years old
  • Have a valid social security number
  • $1,000 monthly income before taxes
  • Have a debit or credit card for your initial payment.
  • Valid Email Address

Start Shopping

SmartPay Leasing - How Leasing Works - Shop
If approved, have your customers shop for the device and accessories they want to lease.

Sign & Lease

SmartPay Leasing - How Leasing Works - Checkout

Help your customer complete their transaction and make their first lease payment. Future lease payments will reoccur on the payment date that they choose.

Own Their Device*

SmartPay Leasing - How Leasing Works - Ownership

Let your customer know that once they complete all of their scheduled payments, they own their items*! If they want to upgrade their phone before the end of their lease, have them simply contact SmartPay to buy out of their current lease, open a new one, and upgrade to the device they want.

*Early purchase and buyout not available in MN, NJ, WI, and WY.