Customers who apply for SmartPay can be approved for up to $1,500 and will receive a decision on their application in seconds. Customers select the phone and accessories that they want, make their initial payment and complete their transaction. Once all scheduled lease payments are made, the customer takes ownership of their leased items.* Customers can buyout of their lease at anytime, or return their items to SmartPay without additional charges or penalties. Plus, customers will owe nothing further except any unpaid lease fees. Contact us to learn more about the advantages of offering your customers SmartPay Leasing.